1. Ownership of Intellectual Property
All intellectual property associated with the HOA Doctor® platform is owned exclusively by Doc Vault Inc., including:
Community Trust Index™ (CTI™)
Verified Ratings & Reviews™ (VRR™)
Verified Voices, Protected Identities™ (VVPI™)
Level-4 Multi-Layer Verification™ (L4V™)
Verified Homeowner Census™ (VHC™)
HOA Doctor® trademarks, logos, brand assets, and interface elements
All related design, text, graphics, workflows, and data structures
These assets are protected under U.S. trademark, copyright, and trade secret law.
2. Community Trust Score (Open Standard – Not a Trademark)
The Community Trust Score is intentionally not trademarked.
This allows MLSs, RESO partners, real estate professionals, appraisers, insurers, HOAs/COAs/CDDs, and other industry participants to reference or display a community’s “Community Trust Score” freely.
This term is treated as a data descriptor, aligned with industry expectations for openness and interoperability, especially during the RESO Data Dictionary exploration process.
3. Community Trust Index™ (Proprietary System)
The Community Trust Index™ (CTI™) is a proprietary measurement framework created and owned by Doc Vault Inc.
The Index is generated by:
1. Verified homeowner identity via the Level-4 Multi-Layer Verification™ process
2. The Community Trust Score
3. Proprietary weighting, validation, and system-level modeling
Only the Community Trust Index™ name and methodology are proprietary and may not be copied, replicated, or used to create derivative scoring systems.
4. Proprietary Methods and System Components
The following systems and platform components are proprietary and protected:
CTI™ algorithm and calculation logic
VRR™ 25-question governance and performance framework
VVPI™ identity protection and privacy mechanisms
L4V™ verification workflow and authentication model
VHC™ census data schema and classification logic
UI flow, interface logic, and visual design
Data models, taxonomy, and explanatory language
All narrative, question architecture, and governance categorization logic
These components may not be reverse-engineered, adapted, or used to build competing technologies or analytics systems.
5. Copyright
All platform content, including text, code, graphics, data structures, diagrams, workflows, and creative assets, is copyrighted by Doc Vault Inc. © 2025.
Unauthorized reproduction or distribution is prohibited.
6. Allowed Use
Industry partners, MLS entities, real estate professionals, and community associations may freely reference:
“Community Trust Score”
General community performance descriptions
High-level summaries of homeowner sentiment
as long as such use does not:
• Misrepresent affiliation
• Imply endorsement or sponsorship
• Attempt to reproduce proprietary methods or scoring algorithms
This open-standard approach supports accuracy, transparency, and alignment with RESO integration efforts.
7. Contact
For IP questions, MLS/RESO inquiries, or partnership discussions, contact:
